In this article about online casinos that accept debit cards, you’ll learn how debit cards are used to make secure deposits, how you can use them to get welcome bonuses and how to get faster withdrawals.
Every time you use a credit card, the bank charges a daily interest rate on the money you’ve spent. Debit cards deduct funds directly from your bank account and are not subject to interest. It’s, therefore, cheaper in the long term. With a debit card, you can get your money in minutes. You can try new casinos risk-free as you can always file for a chargeback if there is an issue. Our experts have vetted all the debit card casinos on our list, and all are 100% legitimate.
🔥 Debit Card Casinos in Australia updated: 01 Oct 2023 14:59:52
Pros and cons of using debit cards at online casinos
If you’re looking for a convenient way of making deposits (and withdrawals) at an online casino, then debit cards are a good option. They’re simple and easy and can be used at most casinos. Here are some of the benefits:
Transactions are free.
No interest charged by the bank.
Banks have reward programs where you garner points by using debit cards.
You only need an active bank account to be issued with one.
On our site, you can find the best online casinos accepting debit cards in Australia.
The biggest issue with using debit cards for transacting with online casinos is that they may not be readily accepted by all banks and casinos. Banks have restrictions on where you can use debit cards. They may approve payment to an online fashion shop and decline transferring funds from your account to an online casino. Check with your bank. In most cases, the debit card casino is not to blame, as the debit card use and transaction fees are handled by your bank.
Transact safely with debit cards by ensuring that your bank knows you intend to use it on online gaming platforms. You may, for example, make a small deposit with your debit card first, so they don’t flag the transaction before making large ones. Beyond that, safety is largely in the hands of the debit card casinos. Before you sign up with any debit card online casino, ensure that the website is legitimate and reputable. All the sites we’ve featured have passed our stringent criteria.
How to find the best online casino that accepts debit cards
Experts agree that the best way of finding online casinos that accept debit cards is by reading reviews. You can also look at the casino's licence, which guarantees that the site is honest and reliable.
Debit card fees and processing time vary from bank to bank. While some may take 2-3 business days to come through, others may have a much longer processing time, which can delay your withdrawals. Most banks charge a fee, and this is usually a fixed transaction charge of 1%. Start by withdrawing (and depositing) small sums at first. You could do this by taking advantage of sign-up bonuses given to new players instead of making massive deposits. Banks decline transactions when they notice that you are transacting higher sums than average.
Money that's deducted from your account by the bank every time you deposit to a casino.
Debit cards are issued for checking and savings accounts. As long as your bank account is active, you can use your card for making deposits to online casinos. Here’s what data you need to provide to top up your casino account:
name on the debit card;
16 digit card number;
All of this information is printed on the front side of the card except for the CVV code, that’s at the back of the card under the magnetic strip.
Debit card casinos are great for depositing and withdrawing. You can cash out in 2 hours and in even less time at some online casinos. Your money is safe as there is no risk of funds being withdrawn from your account by a third party.
How to withdraw money from an online casino account via debit card
It will take: 10 minutes
Depending on your bank, you should see funds reflected in your bank account on the same day. Here's how you withdraw from a casino with a debit card:
Confirm that you've met the minimum withdrawal limit, have achieved the casino's wagering requirement and that your bank account is active.
Make a withdrawal request from 'my account' on the casino website. Choose to withdraw by debit card.
Approve the transaction. The casino will confirm that while they do not charge for withdrawals, your bank may charge processing fees, especially when funds go through intermediary banks.
Yes. All of the casinos that we have featured encrypt all players' data, including the debit card details. They're all required by law to store, transmit and process debit card details in a way that's compliant to PCI standards.
Why did my bank decline payment to an online casino?
Some banks may not permit online gambling with debit cards. So even if a casino has direct debit for withdrawals, if your bank does not allow that option for online payments, you cannot use the card to play online casino games. You may have to ask your bank to whitelist transactions with online casinos.
Can I play at a casino with a prepaid debit card?
Yes. Essentially, prepaid debit cards are different from debit cards attached to bank accounts. You won't have any problems playing with a prepaid debit card if you are the only one using the card.
However, if you plan on playing at a casino that allows your prepaid card and someone else is using your card, make sure you check with the casino's terms of service to find out if you can create another account. Debit card casinos online will rarely accept multiple registrations from the same computer/IP/ household as a way of curbing abuse of welcome bonuses.
Are there any charges on deposits or withdrawals at debit card casinos?
Depositing via a debit card should usually be free of charge, and casinos make it clear if they'll be charging any fees. Withdrawing via a debit card may attract a small fee. This can vary from one debit card to another and between the bank/casino. Where there is money involved, there tends to be a fee. Banks charge transaction fees because they need to make a profit and take care of expenses.
Will my debit card be accepted at online casinos?
It is important to note that not all debit cards can be used for online transactions, for a variety of different reasons, mostly relating to your bank's policies. If you want to use your debit card on the internet, you must ensure that your bank allows it at debit card casinos. Another thing to consider is the card label. Most debit cards accepted by online casinos, either for deposits or withdrawals, are labelled as Visa, American Express, Discover or MasterCard.